Data · 10 sources
Ten sources.
None of them ours.
We don’t own a single sensor, and that’s the point. A reading you can check against public data is a reading nobody has to argue about.
Meridian Ground Network
4,317 stations · 41 countries
Every 3 min
Halcyon Radar Mosaic
213 radars · 1 km grid
Every 7 min
NOAA satellite imagery
Geostationary imagery · 2 km infrared pixels at nadir
Every 10 min
USGS earthquake catalogue
Worldwide · complete to about Mw 4.5
Within minutes of an event, reviewed within hours
Copernicus ERA5 reanalysis
Global · about 31 km grid
Hourly, with a delay of a few days
Kestrel Gauge Network
2,846 gauges · 17 river basins
Every 12 min
Tern Flight Feed
3,904 airports · 61,800 flights a day
Every 2 min
Ostrander Seismic Array
386 broadband stations · Pacific Rim
Continuous, event solution within 4 min
Brackwater Coastal Buoys
148 moored buoys · 9 coastlines
Every 6 min
Fenwick Surface Sensors
1,279 sensors · farms, vineyards and rooftops
Every 9 min
(01) The rule
Three readings
or no payout.
Each cell value needs two of three independent sources inside the policy margin. Toggle the disagreement to see the fallback.
(02) Source index
Every feed we read,
and how often.
Meridian Ground Network
ground station
A fictional blend of national weather stations, airport sensors and private masts. Each station carries a siting grade, so a sheltered sensor never outvotes an exposed one. Tripline reads the three nearest stations to a cell and weights them by distance and grade.
Halcyon Radar Mosaic
radar
A fictional composite of overlapping weather radars, corrected for beam height and for ground clutter. It gives the rain and wind fields between stations, which is where a cell reading would otherwise be a guess.
NOAA satellite imagery
satellite
Index data from public sources such as the geostationary imagery published by NOAA. Satellites see a whole storm at once, which makes them the tie-breaker when two ground sources disagree. Not a partner of Tripline Underwriting Ltd; named as an example of a public source.
USGS earthquake catalogue
seismic network
Index data from public sources such as the earthquake catalogue published by the US Geological Survey. Each event has an automatic solution first and a reviewed one later; a Tripline policy states which of the two it pays on. Not a partner of Tripline Underwriting Ltd; named as an example of a public source.
Copernicus ERA5 reanalysis
satellite
Index data from public sources such as the ERA5 reanalysis of the Copernicus programme. It blends decades of observations into a consistent record. Tripline uses it to price a cell against its past, and to check a live reading against what the atmosphere was expected to do. Not a partner of Tripline Underwriting Ltd; named as an example of a public source.
Kestrel Gauge Network
river gauge
A fictional network of staff gauges and pressure sensors on rivers, with a warning level set by each river authority. A gauge that goes silent is replaced in the policy schedule by the next gauge along the same river, and the swap is recorded in the settlement note.
Tern Flight Feed
aviation feed
A fictional aviation feed that reports scheduled and actual gate times for each named flight, together with cancellations and diversions. Tripline compares it with the airport's own record and takes the later arrival of the two.
Ostrander Seismic Array
seismic network
A fictional regional array that gives a second, independent magnitude for events near an insured location. A policy pays only when this value and the public catalogue agree within 0.3 magnitude units, or waits for the reviewed solution.
Brackwater Coastal Buoys
ground station
A fictional set of moored buoys that measure wind, pressure and wave height offshore. They are the only direct measurement of a storm before landfall, which is why the 36-hour alert reads them first.
Fenwick Surface Sensors
ground station
A fictional network of ground temperature and rain sensors placed by growers and building owners. Siting is inspected once a year. It adds density in the places where official stations are far apart, and is used to cross-check, never alone.
(03) Method
How a cell
is read.
01 · Grid
10 × 10 km
Every insured address belongs to exactly one cell.
02 · Median of three
168 · 171 · 173
The cell value is the median of the three sources.
03 · Margin
±3 %
Two of three must land inside the band, or no signature.
04 · Fallback
Station → satellite
If they don’t, the order in your schedule decides.
Public data programmes are named as examples of the kind of source an index can read. Product, agency and company names belong to their respective owners. Tripline Underwriting Ltd is not affiliated with or endorsed by them. Other sources listed are fictional and for demonstration only.
Next step
Which sources read
your address?
Send it to us. The quote names the cell, the three sources and the fallback order before you sign anything.